In developmentAndroid firstOffline-first
Kanakkuകണക്ക്

Money, kept closer to you.

Expense tracking, shared ledgers, budgets and settlements without turning your everyday financial records into a cloud dependency.

Kanakku is currently under active development and is not yet publicly released on Google Play.

Offline-firstPrivate by defaultBuilt for shared expensesPortable data
01

What Kanakku does

From a single expense to the full picture.

The app is designed around financial continuity: add transactions quickly, understand balances later, and keep historical calculations reproducible as your setup changes.

01

Ledgers that match real life.

Keep personal, household, travel or shared spending separate. Each ledger can carry its own members, currency, categories and financial history.

Multiple ledgersMembersCurrenciesShared spending
02

Splits and settlements without the spreadsheet.

Track who paid, who owes what and how balances change over time. Partial payments, settlement history and undo-friendly accounting are built around preserving the financial trail.

Expense splitsPartial settlementsBalance paymentsHistory
03

Budgets that can evolve.

Set monthly and category budgets, plan future changes and review spending against the budget period without rewriting old financial history.

Monthly budgetsCategory budgetsFuture planningAlerts
04

Reports that stay useful.

Move from individual transactions to monthly, category and ledger-level views. Kanakku is designed to surface patterns without sending your financial database to a cloud account.

ReportsTrendsSearchSmart insights
02

Everyday flow

Capture first. Understand later.

Kanakku keeps the daily action simple while preserving enough structure for useful reports, budgets and settlements.

01Add

Record an expense or income entry in the right ledger.

02Split

Assign who paid and who participates when an expense is shared.

03Review

Use budgets, reports and search to understand where money went.

04Settle

Record repayments without losing the history behind the balance.

03

Privacy & resilience

Your financial history should not depend on our server.

Kanakku's core architecture is local-first. Network services are used only for features that need them, such as ads, Google Play billing and optional Local Web access.

Offline-first

Core financial records live on your device. Kanakku does not require a B Nilavara account for normal expense and ledger use.

Portable backups

Create KDB backups for recovery and move them where you choose. CSV and Excel exports are also produced on-device.

App privacy controls

App Lock, screenshot protection and privacy-aware notifications help reduce accidental exposure of sensitive financial information.

Local Web

Premium users can access Kanakku from a browser on the same local network without moving the core database to a hosted cloud service.

Plain-language privacy

See exactly what Kanakku stores, accesses and shares.

Open privacy policy
04

Access model

A useful free app first.

The monetization model is being designed around keeping the core financial experience usable while making optional convenience features sustainable.

Free

Core money tracking

One primary ledger, core expense tracking and the essential financial workflow remain available without a subscription.

Rewarded

Temporary convenience

Optional rewarded ads can temporarily unlock selected extras such as export access or an additional ledger.

Premium

More room, fewer interruptions

Premium is designed to remove Kanakku ads and unlock broader ledger, export and selected advanced capabilities.

Kanakkuകണക്ക്

Built by B Nilavara

Designed to stay useful after the novelty wears off.